Many people don’t know this, but way
back in 2001, I got my start online by
helping people fix their credit.
It is a worthy cause, because millions
of people suffer 7-10 years due to a simple
mistake or two.
The resulting interest rates take a huge
financial toll, while the constant denials
take an equally troubling emotional toll.
Meanwhile, the banks get to take bailouts
anytime they make a mistake…
While we suffer.
If you currently have bad credit, or have in
the past, I can relate.
Because I only learned how to help people
fix their credit, after figuring out how to
fix my own.
I had 12 negative accounts on my credit
reports back in 2001. Charge offs, late
payments, judgments, and more.
It wasn’t pretty.
I felt like a bad person.
But I was determined to beat it.
I spent months researching credit laws,
and one day I found a simple sentence
that completely changed my life.
A loophole that still exists today.
I used it on all 12 of my accounts, and
60 days later I had perfect credit.
I can’t tell you how good it felt to get
my credit profile back on track.
I bought my first car and house shortly after.
And more importantly, I went on to help over
12,000 people do the same.
I published an ebook about it, and was
even offered a book deal by one of the
top literary agents in New York.
I ran that business until 2003, and at
the time my site ranked #1 in Google
for the term “bad credit”.
Then another company came along
and made me an offer I couldn’t refuse,
and bought my business for 6 figures.
That was the first big money I ever made,
and I owe it all to genuinely helping people.
Over the past 10 years, I’ve always
thought about starting that business up
again, because it was so fulfilling to me.
After the financial meltdown of 2008,
I’ve seen so many people go through
hard financial times.
Millions of credit profiles ruined overnight,
resulting in stress, financial ruin, divorces,
and in extreme cases, even death.
I always promised myself I would eventually
re-create my credit repair ebook, updated to
And today, I am proud to say I’VE DONE IT!
My new site is here:
I’ve taken on the pen name of “Scott Hilton”
in honor of my fiance Alison Hilton, who
allowed me to use her as a guinea pig.
I worked on her credit score and got it from
588 to 781
As a thank-you, a few days ago she bought me
a 2014 Maserati, with her near perfect credit.
She also picked up a Range Rover for herself!
A few months ago, no bank would touch her,
and now she gets pre-approved credit card
offers in the mail daily.
Funny how that works isn’t it?
I know plenty of folks reading this email could
benefit from a 100+ point credit score increase.
I’m looking forward to helping you jack up your